:root{--light-background: #f0f2f5;--light-surface: #ffffff;--light-text-primary: #1a202c;--light-text-secondary: #4a5568;--light-accent: #0b7c56;--light-accent-light: #16a34a;--light-border: #e2e8f0;--light-shadow-light: rgba(0, 0, 0, .08);--light-shadow-medium: rgba(0, 0, 0, .15);--light-status-excellent-bg: #d1fae5;--light-status-excellent-border: #34d399;--light-status-excellent-text: #065f46;--light-status-good-bg: #e0ffe9;--light-status-good-border: #6ee7b7;--light-status-good-text: #14532d;--light-status-marginal-bg: #fffde6;--light-status-marginal-border: #f59e0b;--light-status-marginal-text: #92400e;--light-status-high-bg: #ffe0e0;--light-status-high-border: #ef4444;--light-status-high-text: #7f1d1d;--light-disclaimer-bg: #fff8e1;--light-disclaimer-border: #f59e0b;--light-disclaimer-text: #92400e}html,body{width:100%;max-width:100vw;box-sizing:border-box}*,*:before,*:after{box-sizing:border-box;max-width:100%}div,section,article,aside,main,header,footer,nav{max-width:100%;overflow-wrap:break-word;word-wrap:break-word}.mortgage-planner-app{min-height:100vh;width:100%;max-width:100vw;color:var(--light-text-primary)}.main-content{padding:1.5rem 0;width:100%;max-width:100vw}.container{max-width:min(1600px,100vw);width:100%;margin:0 auto;padding:0 1rem;box-sizing:border-box}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;grid-template-rows:auto auto;gap:1.5rem;align-items:stretch;max-width:100%;width:100%;margin:0 auto}.calculator-section{display:flex;flex-direction:column;gap:1.5rem;height:100%;width:100%;max-width:100%}@media (max-width: 1024px){.calculator-grid{grid-template-columns:1fr;grid-template-rows:auto auto auto auto;max-width:100%;width:100%;gap:1.5rem}.container{padding:0 .75rem;max-width:100%}.summary-top-section{grid-template-columns:1fr;gap:1rem}}.mobile-hidden{display:inline}.mobile-only{display:none}.va-controls{margin:.75rem 0;padding:.5rem;background:var(--light-status-excellent-bg);border:1px solid var(--light-status-excellent-border);border-radius:6px}.va-control-row{display:flex;gap:1rem;flex-wrap:wrap;justify-content:space-between;align-items:center}.va-control-group{display:flex;align-items:center;gap:.5rem}.va-checkbox-label{display:flex;align-items:center;gap:.25rem;font-size:.75rem;color:var(--light-text-primary);cursor:pointer}.national-average{display:block;font-size:.65rem;color:var(--light-text-secondary);font-style:italic;margin-top:.1rem}.loan-type-note{display:block;color:var(--light-status-marginal-text);font-style:italic;margin-top:.2rem}.pmi-auto-note{font-size:.7rem;color:var(--light-text-secondary);font-style:italic}.mi-auto-indicator{font-size:.75rem;color:var(--light-status-good-text);font-weight:500}.breakdown-item.upfront-fees{background:var(--light-status-marginal-bg);border:1px solid var(--light-status-marginal-border);border-radius:6px;padding:.5rem;margin-top:.5rem}.breakdown-item.upfront-fees .breakdown-label{color:var(--light-status-marginal-text);font-weight:500}.breakdown-item.upfront-fees .breakdown-value{color:var(--light-status-marginal-text);font-weight:600}@media (max-width: 768px){.mobile-hidden{display:none}.mobile-only{display:inline!important}.loan-type-grid{grid-template-columns:1fr;gap:.4rem}.loan-type-card{padding:.4rem}.loan-type-header{gap:.3rem}.loan-type-name{font-size:.7rem}.loan-type-details{font-size:.65rem}.va-control-row{flex-direction:column;align-items:flex-start;gap:.5rem}.va-control-group{width:100%;justify-content:space-between}.va-checkbox-label{font-size:.7rem}.pmi-controls-row{flex-wrap:wrap;gap:.5rem;align-items:flex-start}.pmi-label{width:100%;margin-bottom:.25rem;font-size:.8rem}.pmi-slider{flex:1;min-width:120px}.pmi-value{font-size:.75rem;min-width:70px}.pmi-auto-note{width:100%;font-size:.65rem;margin-top:.25rem}.mi-auto-indicator{font-size:.7rem}.national-average{font-size:.6rem;margin-top:.15rem}.loan-type-note{font-size:.65rem;margin-top:.15rem}.breakdown-item{padding:.4rem 0;gap:.5rem}.breakdown-label,.breakdown-value{font-size:.8rem}.breakdown-item.total .breakdown-value{font-size:.9rem}.loan-amount-controls{gap:.3rem}.loan-amount-value{font-size:.8rem}.loan-slider{width:100px}.main-content{padding:1rem 0}.container{padding:0 .5rem;max-width:100%}.calculator-grid{gap:1rem}.calculator-card{padding:.75rem}.summary-top-section{grid-template-columns:1fr;gap:.75rem}.responsive-grid-summary{grid-template-columns:1fr!important;gap:.75rem}.breakdown-item{padding:.5rem 0;margin-bottom:.25rem}.payment-schedule-controls{flex-direction:column;align-items:stretch;gap:.75rem;margin:10px 0;padding:0 10px;width:100%;max-width:100%;box-sizing:border-box}.payment-schedule-controls h5{text-align:center;font-size:.85rem}.year-selector{justify-content:center;width:100%;flex-wrap:wrap;gap:8px}.year-selector label{font-size:12px!important;text-align:center;width:100%}.year-selector select{flex:1;max-width:200px;margin-top:4px}.maximize-button{width:100%;justify-content:center;padding:10px 12px;max-width:100%;box-sizing:border-box}}.header{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--light-border);padding:1.5rem 0;padding-top:0%;box-shadow:0 2px 8px var(--light-shadow-light)}.header-content{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem}.print-button{display:flex;align-items:center;gap:.5rem;padding:.75rem 1rem;background:var(--light-accent);color:#fff;border:none;border-radius:8px;font-size:.875rem;font-weight:500;cursor:pointer;transition:all .2s ease;margin-left:auto}.print-button:hover{background:var(--light-accent-light);transform:translateY(-1px);box-shadow:0 4px 12px #0b7c564d}.logo-section{display:flex;flex-direction:column;gap:.5rem}.logo{display:flex;align-items:center;gap:.5rem}.logo-icon{width:32px;height:32px;color:var(--light-accent)}.logo-text{font-size:1.25rem;font-weight:700;color:var(--light-accent);letter-spacing:2px}.header-title{font-size:1.75rem;font-weight:600;color:var(--light-status-excellent-bg);margin:0}.header-title sup{font-size:.75rem;color:var(--light-accent)}.header-stats{display:flex;gap:1rem;flex-wrap:wrap}.stat-card{background:var(--light-surface);border:1px solid var(--light-border);border-radius:12px;padding:.75rem 1rem;min-width:140px;text-align:center;box-shadow:0 2px 8px var(--light-shadow-light)}.stat-card.productivity{background:var(--light-status-marginal-bg);border-color:var(--light-status-marginal-border)}.stat-card.profit{background:var(--light-status-excellent-bg);border-color:var(--light-status-excellent-border)}.stat-label{display:block;font-size:.75rem;color:var(--light-text-secondary);margin-bottom:.25rem;font-weight:500}.stat-value{display:block;font-size:1.125rem;font-weight:600;color:var(--light-text-primary)}@media (max-width: 768px){.header-content{flex-direction:column;text-align:center}.header-title{font-size:1.5rem}.header-stats{justify-content:center}.stat-card{min-width:100px;padding:.5rem .75rem}.print-button{width:auto;justify-content:center;min-width:120px}}.calculator-card{background:var(--light-surface);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid var(--light-border);border-radius:12px;padding:1rem;box-shadow:0 6px 24px var(--light-shadow-medium);height:100%;display:flex;flex-direction:column;width:100%;max-width:100%;box-sizing:border-box}.card-header{display:flex;align-items:center;gap:.5rem;margin-bottom:1rem;padding-bottom:.75rem;border-bottom:1px solid var(--light-border)}.header-actions{margin-left:auto;margin-top:0;gap:.5rem}.header-icon{width:24px;height:24px;color:var(--light-accent)}.card-header h2{font-size:1rem;font-weight:600;color:var(--light-text-primary);margin:0;flex:1}.calculator-tabs{display:flex;gap:.5rem;margin-bottom:1rem;border-bottom:1px solid var(--light-border);padding-bottom:.5rem}.calculator-tabs.header-tabs{margin-bottom:0;border-bottom:none;padding-bottom:0;margin-left:auto}.tab-button{display:flex;align-items:center;gap:.5rem;padding:.5rem 1rem;border:1px solid var(--light-border);border-radius:6px;background:var(--light-background);color:var(--light-text-secondary);font-size:.875rem;font-weight:500;cursor:pointer;transition:all .2s ease;border-bottom:none}.header-tabs .tab-button{padding:.35rem .75rem;font-size:.8rem}.tab-button:hover{background:var(--light-surface);border-color:var(--light-accent-light);border:1px solid var(--light-accent-light);color:var(--light-text-primary)}.tab-button.active{background:var(--light-accent);color:var(--light-surface);border-color:var(--light-accent);box-shadow:0 2px 4px #0b7c5633;border:1px solid var(--light-accent-light)}.tab-icon{width:16px;height:16px}.header-tabs .tab-icon{width:14px;height:14px}.info-button{display:flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:50%;background:var(--light-accent-light);border:1px solid var(--light-accent);cursor:pointer;transition:all .2s ease;position:relative;z-index:10000}.info-button:hover{background:var(--light-accent);border-color:var(--light-accent);transform:scale(1.1);z-index:10001}.info-button:after{content:attr(title);position:absolute;bottom:130%;left:50%;transform:translate(-50%);background:var(--light-text-primary);color:var(--light-surface);padding:8px 12px;border-radius:6px;font-size:.75rem;white-space:normal;max-width:200px;width:max-content;text-align:center;line-height:1.3;opacity:0;visibility:hidden;transition:all .3s ease;z-index:10002;box-shadow:0 4px 12px var(--light-shadow-medium);pointer-events:none}.info-button:before{content:"";position:absolute;bottom:122%;left:50%;transform:translate(-50%);border:5px solid transparent;border-top-color:var(--light-text-primary);opacity:0;visibility:hidden;transition:all .3s ease;z-index:10002;pointer-events:none}.info-button:hover:after,.info-button:hover:before{opacity:1!important;visibility:visible!important}.info-icon{width:10px;height:10px;color:var(--light-surface);pointer-events:none}.input-group{display:flex;flex-direction:column;max-height:190px;align-items:stretch;background:var(--light-surface);border:1px solid var(--light-border);border-radius:10px;padding:.75rem;box-shadow:0 2px 8px var(--light-shadow-light);transition:all .2s ease;overflow:visible;position:relative;min-height:160px}.input-group:hover{background:var(--light-background);border-color:var(--light-accent);box-shadow:0 4px 12px var(--light-shadow-medium);z-index:1}.input-label{display:flex;align-items:flex-start;gap:.4rem;font-size:.8rem;font-weight:500;color:var(--light-text-primary);min-height:2rem;max-height:2rem;overflow:hidden;line-height:1.1;white-space:normal;word-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}.label-icon{width:14px;height:14px;color:var(--light-accent)}.input-field{background:var(--light-background);border:1px solid var(--light-border);border-radius:8px;padding:.75rem;color:var(--light-text-primary);font-size:.875rem;transition:all .2s ease}.input-field:focus{outline:none;border-color:var(--light-accent);box-shadow:0 0 0 3px #0b7c561a;background:var(--light-surface)}.input-field::placeholder{color:var(--light-text-secondary)}.slider-container{display:flex;flex-direction:column;gap:.2rem;flex:1;min-height:100px;max-height:100px;overflow:visible;position:relative}.slider{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:6px;background:var(--light-border);border-radius:3px;outline:none;cursor:pointer;margin:.3rem 0;position:relative}.slider::-webkit-slider-track{width:100%;height:6px;background:transparent;border-radius:3px}.slider::-moz-range-track{width:100%;height:6px;background:var(--light-border);border-radius:3px;border:none}.slider::-moz-range-progress{height:6px;background:var(--light-accent);border-radius:3px}.slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:16px;height:16px;background:linear-gradient(135deg,var(--light-accent),var(--light-accent-light));border-radius:50%;cursor:pointer;box-shadow:0 2px 4px var(--light-shadow-light);transition:all .2s ease}.slider::-webkit-slider-thumb:hover{transform:scale(1.1);box-shadow:0 3px 6px #0b7c5666}.slider::-moz-range-thumb{width:16px;height:16px;background:linear-gradient(135deg,var(--light-accent),var(--light-accent-light));border-radius:50%;cursor:pointer;border:none;box-shadow:0 2px 4px var(--light-shadow-light);transition:all .2s ease}.slider::-moz-range-thumb:hover{transform:scale(1.1);box-shadow:0 3px 6px #0b7c5666}.slider-value{font-size:.9rem;font-weight:600;color:var(--light-status-excellent-text);text-align:center;background:var(--light-status-excellent-bg);border:1px solid var(--light-status-excellent-border);border-radius:6px;padding:.3rem .5rem;margin:.2rem 0;min-height:1.8rem;display:flex;align-items:center;justify-content:center;position:relative;z-index:2;min-width:100%}.slider-value-input{font-size:.9rem!important;font-weight:600!important;color:var(--light-status-excellent-text)!important;text-align:center!important;background:var(--light-status-excellent-bg)!important;border:1px solid var(--light-status-excellent-border)!important;border-radius:6px!important;padding:.3rem .5rem!important;margin:.2rem 0!important;min-height:1.8rem!important;display:flex!important;align-items:center!important;justify-content:center!important;position:relative!important;min-width:100%!important;outline:none;transition:border-color .2s ease}.slider-value-input:focus{border-color:var(--light-accent)!important;box-shadow:0 0 0 2px #0b7c561a!important}.slider-range{font-size:.7rem;color:var(--light-text-secondary);text-align:center;font-style:italic;min-height:2.5rem;max-height:2.5rem;display:flex;align-items:center;justify-content:center;line-height:1.2;overflow:visible;word-wrap:break-word;white-space:normal;position:relative;z-index:1;margin-top:auto}.input-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1.25rem;margin-bottom:1rem;width:100%;max-width:100%;box-sizing:border-box}.checkbox{width:16px;height:16px;margin-right:.5rem;accent-color:var(--light-accent)}@media (max-width: 1024px){.input-grid{grid-template-columns:1fr 1fr;gap:1.25rem}}@media (max-width: 768px){.calculator-card{padding:1rem;overflow-x:hidden}.input-grid{grid-template-columns:1fr;gap:1rem;overflow-x:hidden}.input-group{min-height:140px;padding:.6rem}.input-label{font-size:.75rem;min-height:1.8rem;max-height:1.8rem;gap:.3rem}.label-icon{width:12px;height:12px}.slider-container{min-height:80px;max-height:80px}.slider-value{font-size:.8rem;padding:.25rem .4rem;min-height:1.6rem}.slider-value-input{font-size:.8rem!important;padding:.25rem .4rem!important;min-height:1.6rem!important}.slider-range{font-size:.65rem;min-height:2rem;max-height:2rem}.results-section{margin-top:.5rem;padding:.75rem}.results-section h5{font-size:.85rem;margin-bottom:.75rem}}.dual-input{display:flex;align-items:center;gap:.75rem;flex-wrap:wrap}.input-separator{font-size:.75rem;color:var(--light-text-secondary);font-weight:500}.percentage-input{position:relative;display:flex;align-items:center;flex:1;min-width:100px}.percentage-symbol,.term-unit{position:absolute;right:.75rem;font-size:.875rem;color:var(--light-text-secondary);pointer-events:none}.term-input{position:relative;display:flex;align-items:center}.pmi-section{grid-column:span 1}.results-header{display:flex;justify-content:center;align-items:center;gap:1rem;position:relative;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box}.payment-schedule-controls{display:flex;justify-content:space-between;align-items:center;gap:1rem;width:100%;max-width:100%;flex-wrap:wrap;margin:15px 0;padding:0 15px;box-sizing:border-box}.payment-schedule-controls h5{font-size:.9rem;font-weight:600;color:var(--light-accent);margin:0;flex-shrink:0;min-width:0}.payment-schedule-controls>div:last-child{display:flex;align-items:center;gap:15px;flex-wrap:wrap;margin-left:auto;max-width:100%;box-sizing:border-box}.year-selector{display:flex;align-items:center;gap:10px;flex-shrink:0;white-space:nowrap}.year-selector label{font-weight:700;font-size:14px;color:var(--light-text-primary);white-space:nowrap}.year-selector select{padding:6px 10px;border-radius:4px;border:1px solid #ddd;background-color:#fff;font-size:14px;min-width:120px;cursor:pointer}.maximize-button{display:flex;align-items:center;gap:6px;background:var(--light-accent);color:#fff;border:none;border-radius:4px;padding:8px 12px;cursor:pointer;font-size:.875rem;font-weight:500;transition:all .2s ease;flex-shrink:0;white-space:nowrap;max-width:100%;box-sizing:border-box}.maximize-button:hover{background:var(--light-accent-light);transform:translateY(-1px)}.pmi-controls-row{display:flex;align-items:center;gap:.75rem;margin-bottom:1rem;padding:.2rem 0}.pmi-label{font-size:.875rem;color:var(--light-text-primary);font-weight:500;white-space:nowrap}.pmi-controls-row .checkbox{margin:0}.pmi-controls-row .pmi-slider{flex:1;width:auto;margin:0 .5rem;opacity:1;transition:opacity .2s ease}.pmi-controls-row .pmi-slider:disabled{opacity:.4;cursor:not-allowed}.pmi-controls-row .pmi-value{font-size:.875rem;font-weight:600;color:var(--light-accent);min-width:80px;text-align:right}.pmi-controls{display:flex;flex-direction:column;align-items:flex-start;position:absolute;left:0;top:50%;transform:translateY(-50%)}.pmi-toggle{display:flex;align-items:center;gap:.5rem;font-size:.775rem;color:var(--light-text-primary);cursor:pointer}.pmi-amount{display:flex;align-items:center;gap:.5rem}.pmi-slider{width:100px;height:4px;background:linear-gradient(to right,var(--light-accent) 0%,var(--light-accent) 50%,var(--light-border) 50%,var(--light-border) 100%);border-radius:2px;outline:none;cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none}.pmi-slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:12px;height:12px;background:var(--light-accent);border-radius:50%;cursor:pointer}.pmi-value{font-size:.75rem;color:var(--light-accent);font-weight:600;min-width:60px;text-align:right}.results-section{background:var(--light-surface);border-radius:10px;padding:1rem;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light);grid-column:1 / -1;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box}.results-section h5{font-size:.9rem;font-weight:600;color:var(--light-accent);margin-bottom:0%;margin-top:0%}.debt-to-income-card{margin-top:3rem}.breakdown-grid{display:grid;gap:.75rem}.computed-values-header{display:flex;justify-content:space-between;align-items:center;gap:1rem;width:100%;max-width:100%;flex-wrap:wrap;margin-bottom:1rem;box-sizing:border-box}.computed-values-title{font-size:.9rem;font-weight:600;color:var(--light-accent);margin:0;flex-shrink:0}.view-schedule-button{background:#0066cc;color:#fff;border:none;border-radius:8px;padding:6px 10px;cursor:pointer;display:flex;align-items:center;gap:8px;font-size:.75rem;font-weight:500;transition:all .2s ease;flex-shrink:0;white-space:nowrap;max-width:100%;box-sizing:border-box}.view-schedule-button:hover{background:#0056b3;transform:translateY(-1px)}.responsive-grid-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box}@media (max-width: 1024px){.responsive-grid-summary{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:.875rem}}@media (max-width: 768px){.responsive-grid-summary{grid-template-columns:1fr;gap:.75rem}}.breakdown-item{display:flex;justify-content:space-between;align-items:center;padding:.2rem 0}.breakdown-label{font-size:.875rem;color:var(--light-text-primary)}.breakdown-label-container{display:flex;align-items:center;gap:.5rem}.breakdown-value{font-size:.875rem;font-weight:600;color:var(--light-text-primary)}.breakdown-item.total .breakdown-value{color:var(--light-accent);font-size:1rem}.loan-summary{margin-top:1rem;padding-top:1rem;border-top:1px solid var(--light-border)}.summary-item{display:flex;justify-content:space-between;align-items:center;font-size:.875rem;color:var(--light-text-primary)}.loan-amount-controls{display:flex;flex-direction:column;align-items:flex-end;gap:.5rem}.loan-amount-value{font-weight:600;color:var(--light-text-primary);font-size:.875rem}.loan-slider-container{display:flex;align-items:center}.loan-slider{width:120px;height:4px;border-radius:2px;outline:none;cursor:pointer;-moz-appearance:none;appearance:none;-webkit-appearance:none}.loan-slider::-webkit-slider-thumb{-moz-appearance:none;appearance:none;-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:var(--light-accent);cursor:pointer;border:2px solid var(--light-surface);box-shadow:0 2px 4px #0000001a}.loan-slider::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--light-accent);cursor:pointer;border:2px solid var(--light-surface);box-shadow:0 2px 4px #0000001a}@media (max-width: 768px){.dual-input{flex-direction:column;align-items:stretch;gap:.5rem}.input-separator{text-align:center}.percentage-input{min-width:auto}.computed-values-header{flex-direction:column;align-items:center;gap:.75rem;text-align:center}.computed-values-title{font-size:.85rem;text-align:center}.view-schedule-button{width:100%;justify-content:center;padding:10px 12px;font-size:.8rem}}.input-hint{font-size:.7rem;color:var(--light-text-secondary);margin-top:.2rem;font-style:italic;line-height:1.1;overflow:hidden;text-overflow:ellipsis;display:-webkit-box;-webkit-line-clamp:2;line-clamp:2;-webkit-box-orient:vertical}.piti-display{font-size:1.125rem;font-weight:600;color:var(--light-status-excellent-text);text-align:center;padding:.5rem .25rem;background:var(--light-status-excellent-bg);border-radius:6px;border:1px solid var(--light-status-excellent-border);min-height:2rem;width:100%;box-sizing:border-box;display:flex;align-items:center;justify-content:center;margin:0}.dti-grid{display:grid;grid-template-columns:1fr;gap:1rem;margin-bottom:1rem}.dti-item{background:var(--light-surface);border-radius:10px;padding:.75rem;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light)}.dti-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem}.dti-label{font-size:.8rem;font-weight:600;color:var(--light-text-primary)}.dti-label-container{display:flex;align-items:center;gap:.5rem}.dti-formula{font-size:.7rem;color:var(--light-text-secondary);font-style:italic}.dti-value-container{text-align:center}.dti-value{display:block;font-size:1.25rem;font-weight:700;color:var(--light-accent);margin-bottom:.2rem}.dti-calculation{font-size:.75rem;color:var(--light-text-secondary)}.dti-status-box{display:flex;flex-direction:column;gap:.75rem}.dti-status-indicator{background:var(--light-surface);border:2px solid;padding:.5rem;border-radius:10px;padding:.75rem;display:flex;gap:.5rem;align-items:center;box-shadow:0 2px 8px var(--light-shadow-light)}.dti-status-indicator.excellent{background:var(--light-status-excellent-bg);border-color:var(--light-status-excellent-border)}.dti-status-indicator.good{background:var(--light-status-good-bg);border-color:var(--light-status-good-border)}.dti-status-indicator.marginal{background:var(--light-status-marginal-bg);border-color:var(--light-status-marginal-border)}.dti-status-indicator.high{background:var(--light-status-high-bg);border-color:var(--light-status-high-border)}.status-icon{width:24px;height:24px;color:var(--light-text-primary)}.dti-status-indicator.excellent .status-icon{color:var(--light-status-excellent-text)}.dti-status-indicator.good .status-icon{color:var(--light-status-good-text)}.dti-status-indicator.marginal .status-icon{color:var(--light-status-marginal-text)}.dti-status-indicator.high .status-icon{color:var(--light-status-high-text)}.status-content{flex:1}.status-message{font-weight:600;margin-bottom:.75rem;font-size:.875rem;color:var(--light-text-primary)}.dti-status-indicator.excellent .status-message{color:var(--light-status-excellent-text)}.dti-status-indicator.good .status-message{color:var(--light-status-good-text)}.dti-status-indicator.marginal .status-message{color:var(--light-status-marginal-text)}.dti-status-indicator.high .status-message{color:var(--light-status-high-text)}.status-guidelines{display:flex;flex-direction:column;gap:.25rem}.guideline-item{font-size:.75rem;color:var(--light-text-secondary)}.dti-status-indicator.excellent .guideline-item{color:var(--light-status-excellent-text)}.dti-status-indicator.good .guideline-item{color:var(--light-status-good-text)}.dti-status-indicator.marginal .guideline-item{color:var(--light-status-marginal-text)}.dti-status-indicator.high .guideline-item{color:var(--light-status-high-text)}@media (max-width: 768px){.dti-header{flex-direction:column;align-items:flex-start;gap:.25rem}.dti-value{font-size:1.25rem}.status-guidelines{font-size:.7rem}}.summary-content{display:flex;flex-direction:column;gap:1rem;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box}.summary-top-section{display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-items:stretch;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box}.affordability-indicator{background:var(--light-surface);border-radius:8px;padding:.75rem;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light);display:flex;flex-direction:column;min-height:50px;width:100%;max-width:100%;overflow-x:hidden;box-sizing:border-box;word-wrap:break-word}.affordability-header{display:flex;align-items:flex-start;gap:.5rem;flex-grow:1}.affordability-icon{width:20px;height:20px;color:var(--light-accent);flex-shrink:0;margin-top:2px}.affordability-level{font-size:.9rem;font-weight:700;margin-bottom:.2rem;color:var(--light-text-primary);line-height:1.2}.affordability-message{font-size:.75rem;color:var(--light-text-secondary);line-height:1.3}.summary-grid{display:grid;gap:1rem;width:100%;max-width:100%;box-sizing:border-box}.summary-section{background:var(--light-surface);border-radius:8px;padding:.75rem;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light);display:flex;flex-direction:column;min-height:100px;justify-content:flex-start;width:100%;max-width:100%;box-sizing:border-box;word-wrap:break-word}.summary-section h4{font-size:.9rem;font-weight:700;color:var(--light-accent);margin-bottom:.2rem;margin-top:0;text-transform:uppercase;letter-spacing:.5px;line-height:1.2;flex-shrink:0}.summary-section.compact-dti{min-height:30px;padding:.5rem .75rem}.summary-items{display:flex;flex-direction:column;gap:.5rem;flex-grow:1}.summary-item{display:flex;justify-content:space-between;align-items:flex-start;font-size:.75rem;line-height:1.3}.summary-item span:first-child{color:var(--light-text-secondary)}.summary-value{font-weight:600;color:var(--light-text-primary);text-align:right}.summary-value.primary{color:var(--light-accent);font-size:.85rem}.summary-value.positive{color:var(--light-status-excellent-text)}.summary-value.warning{color:var(--light-status-marginal-text)}.summary-value.negative{color:var(--light-status-high-text)}.recommendations{display:flex;flex-direction:column;flex-grow:1}.recommendation{font-size:.75rem;color:var(--light-text-secondary);text-align:left;margin:0}.recommendation.positive{color:var(--light-status-excellent-text)}.action-buttons{display:flex;gap:.75rem;flex-wrap:wrap}.action-btn{display:flex;align-items:center;gap:.4rem;padding:.5rem 1rem;border-radius:6px;font-size:.75rem;font-weight:500;cursor:pointer;transition:all .2s ease;border:none;flex:1;min-width:120px}.action-btn.primary{background:linear-gradient(135deg,var(--light-accent),var(--light-accent-light));color:var(--light-surface);box-shadow:0 4px 12px #0b7c5633}.action-btn.primary:hover{background:linear-gradient(135deg,var(--light-accent-light),#16a34a);transform:translateY(-1px);box-shadow:0 4px 12px #0b7c564d}.action-btn.secondary{background:var(--light-background);color:var(--light-text-primary);border:1px solid var(--light-border);box-shadow:0 2px 4px var(--light-shadow-light)}.action-btn.secondary:hover{background:var(--light-surface);border-color:var(--light-accent);box-shadow:0 4px 8px var(--light-shadow-medium)}.btn-icon{width:16px;height:16px;color:inherit}.disclaimer{background:var(--light-disclaimer-bg);border:1px solid var(--light-disclaimer-border);border-radius:6px;padding:.75rem}.disclaimer p{font-size:.7rem;color:var(--light-disclaimer-text);line-height:1.4;margin:0}@media (max-width: 768px){.summary-top-section{grid-template-columns:1fr;gap:.75rem}.action-buttons{flex-direction:column}.action-btn{flex:none;min-width:auto}.affordability-header{flex-direction:column;align-items:flex-start;text-align:left}}.credit-status-display{display:flex;flex-direction:column;justify-content:center;height:100px;min-height:100px;max-height:100px;padding:1rem;background:var(--light-surface);border:1px solid var(--light-border);border-radius:8px;margin-top:8px}.credit-score-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem}.credit-formula{font-size:.875rem;color:var(--light-text-secondary);font-weight:500;margin:auto}.credit-value-container{text-align:center}.credit-range-value{font-size:1.5rem;font-weight:700;color:var(--light-accent);display:block;margin-bottom:.25rem}.credit-score-calculation{font-size:.875rem;color:var(--light-text-secondary);font-weight:500}.loan-type-section{margin-bottom:1rem;padding:.75rem;background:var(--light-surface);border:1px solid var(--light-border);border-radius:8px}.loan-type-section h6{margin:0 0 .75rem;font-size:.875rem;font-weight:600;color:var(--light-accent)}.loan-type-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.5rem}.loan-type-card{display:flex;flex-direction:column;gap:.25rem;padding:.5rem;border:1px solid var(--light-border);border-radius:6px;cursor:pointer;transition:all .2s ease;background:var(--light-background)}.loan-type-card:hover{border-color:var(--light-accent-light);background:var(--light-surface)}.loan-type-card.active{border-color:var(--light-accent);background:rgba(11,124,86,.05)}.loan-type-header{display:flex;align-items:center;gap:.25rem}.loan-type-icon{width:14px;height:14px;color:var(--light-accent)}.loan-type-name{font-size:.75rem;font-weight:500;color:var(--light-text-primary)}.loan-type-details{font-size:.7rem;color:var(--light-text-secondary)}.loan-type-selector{margin-top:.5rem;height:100px;min-height:100px;max-height:100px;display:flex;align-items:center}.radio-group{display:grid;grid-template-columns:repeat(2,1fr);grid-template-rows:repeat(2,1fr);gap:.5rem;width:100%;height:100%}.radio-option{display:flex;align-items:start;justify-content:start;gap:.5rem;padding:.5rem;border:1px solid var(--light-border);border-radius:8px;cursor:pointer;transition:all .2s ease;position:relative;margin-bottom:1px}.radio-option:hover{border-color:var(--light-accent-light);transform:translateY(-1px);box-shadow:0 2px 8px var(--light-shadow-light)}.radio-option input[type=radio]{width:16px;height:16px;margin:0;cursor:pointer;accent-color:var(--light-accent);flex-shrink:0}.radio-option input[type=radio]:checked+.radio-label{color:var(--light-accent);font-weight:600}.radio-option:has(input[type=radio]:checked){border-color:var(--light-accent);background:rgba(11,124,86,.05)}.radio-label{font-size:.775rem;font-weight:300;color:var(--light-text-primary);cursor:pointer;transition:all .2s ease;line-height:1.2;text-align:center}@media (max-width: 768px){.radio-group{grid-template-columns:1fr}}.loan-comparison{margin-top:1.5rem}.comparison-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.75rem;margin-top:.75rem}@media (max-width: 768px){.comparison-grid{grid-template-columns:1fr}}.comparison-item{padding:.75rem;border:2px solid var(--light-border);border-radius:8px;background:var(--light-surface);transition:all .2s ease;cursor:pointer}.comparison-item.active{border-color:var(--light-accent);background:rgba(11,124,86,.05)}.comparison-item:hover{border-color:var(--light-accent-light);transform:translateY(-1px);box-shadow:0 2px 8px var(--light-shadow-light)}.comparison-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem;text-wrap:nowrap}.comparison-name{font-weight:600;color:var(--light-text-primary);font-size:.875rem}.comparison-status{font-size:.75rem;font-weight:500;padding:.25rem .5rem;border-radius:4px}.comparison-status.eligible{background:var(--light-status-good-bg);color:var(--light-status-good-text)}.comparison-status.not-eligible{background:var(--light-status-high-bg);color:var(--light-status-high-text)}.comparison-details{display:flex;flex-direction:column;align-items:flex-start;text-wrap:nowrap;gap:.25rem}.comparison-details small{color:var(--light-text-secondary);font-size:.75rem}.special-note{background:var(--light-status-marginal-bg);padding:.5rem;border-radius:4px;border-left:3px solid var(--light-status-marginal-border)}.special-note span{color:var(--light-status-marginal-text)!important;font-size:.875rem}.estimated-rate{background:var(--light-status-good-bg);padding:.5rem;border-radius:4px;margin-top:.5rem}.estimated-rate .rate-label,.estimated-rate .rate-value{color:var(--light-status-good-text);font-weight:600}.section-container{margin:2rem 0;padding:1.5rem;background:var(--light-surface);border-radius:8px;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light);width:100%;max-width:100%;box-sizing:border-box}.section-title{font-size:1.25rem;font-weight:600;color:var(--light-accent);margin-bottom:1.5rem;display:flex;align-items:center;gap:.5rem;border-bottom:2px solid var(--light-border);padding-bottom:.5rem}.inline-icon{width:1.25rem;height:1.25rem}.select-input{width:100%;padding:.75rem;border:2px solid var(--light-border);border-radius:8px;font-size:1rem;background:var(--light-surface);color:var(--light-text-primary);transition:border-color .3s ease}.select-input:focus{outline:none;border-color:var(--light-accent);box-shadow:0 0 0 3px #0b7c561a}.table-container{margin:1.5rem 0;border-radius:8px;overflow-x:auto;overflow-y:hidden;border:1px solid var(--light-border);box-shadow:0 2px 8px var(--light-shadow-light);width:100%;max-width:100%;box-sizing:border-box}.amortization-table,.matrix-table{width:100%;min-width:100%;border-collapse:collapse;font-size:.875rem;table-layout:auto}.amortization-table th,.amortization-table td,.matrix-table th,.matrix-table td{padding:.75rem;text-align:left;border-bottom:1px solid var(--light-border)}.amortization-table th,.matrix-table th{background:var(--light-accent);color:#fff;font-weight:600;text-align:center}.amortization-table td{text-align:right;font-family:Monaco,Menlo,monospace}.matrix-table td{text-align:center}.amortization-table tbody tr:nth-child(2n),.matrix-table tbody tr:nth-child(2n){background:#f8fafc}.amortization-table tbody tr:hover,.matrix-table tbody tr:hover{background:var(--light-status-good-bg)}.highlighted-row{background:var(--light-status-excellent-bg)!important;border-left:4px solid var(--light-accent)}.highlighted-row td{font-weight:600;color:var(--light-status-excellent-text)}@media (max-width: 768px){.table-container{overflow-x:auto;width:100%;max-width:100%;box-sizing:border-box}.amortization-table,.matrix-table{min-width:600px;max-width:none;font-size:.75rem}.amortization-table th,.amortization-table td,.matrix-table th,.matrix-table td{padding:.375rem;font-size:.7rem;white-space:nowrap}}.lookup-data-display{margin-top:1.5rem;padding:1rem;background:var(--light-status-good-bg);border-radius:8px;border-left:4px solid var(--light-accent)}.lookup-title{font-size:1rem;font-weight:600;color:var(--light-accent);margin-bottom:1rem}.lookup-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.lookup-item{display:flex;justify-content:space-between;align-items:center;padding:.5rem;background:var(--light-surface);border-radius:6px;border:1px solid var(--light-border)}.lookup-label{font-weight:600;color:var(--light-text-secondary)}.lookup-value{font-weight:700;color:var(--light-accent)}.summary-stat{display:flex;flex-direction:column;align-items:center;padding:1rem;background:var(--light-surface);border:1px solid var(--light-border);border-radius:8px;box-shadow:0 2px 8px var(--light-shadow-light);transition:all .2s ease}.summary-stat:hover{transform:translateY(-2px);box-shadow:0 4px 12px var(--light-shadow-medium)}.summary-stat label{font-size:.75rem;color:var(--light-text-secondary);margin-bottom:.5rem;text-align:center;font-weight:500;text-transform:uppercase;letter-spacing:.5px}.summary-stat .stat-value{font-size:1rem;font-weight:700;color:var(--light-accent);text-align:center;line-height:1.2}.strategy-card{padding:20px;border:2px solid #e9ecef;border-radius:12px;background:#f8f9fa;transition:all .3s ease}.strategy-card:hover{border-color:#007bff;box-shadow:0 4px 12px #007bff26}.selected-strategy{border-color:#28a745!important;background:linear-gradient(135deg,#d4edda 0%,#f8f9fa 100%)!important;box-shadow:0 4px 12px #28a74540!important}.strategy-card h4{color:#495057;margin-bottom:15px;font-size:1.2rem}.selected-strategy h4{color:#155724}.strategy-details{margin-bottom:15px}.strategy-details p{margin:8px 0;padding:6px 10px;background:#ffffff;border-radius:6px;border-left:3px solid #6c757d;font-size:.9rem;color:#333}.selected-strategy .strategy-details p{border-left-color:#28a745;background:#ffffff;color:#333}.strategy-benefit{padding:10px;background:#e9ecef;border-radius:6px;font-size:.9rem;color:#495057}.selected-strategy .strategy-benefit{background:#c3e6cb;color:#155724}.current-cell{background:linear-gradient(135deg,#fff3cd 0%,#ffeaa7 100%)!important;border:2px solid #ffc107!important;font-weight:700;box-shadow:0 2px 6px #ffc1074d;color:#856404!important}.matrix-table th,.matrix-table td{padding:12px 8px;text-align:center;vertical-align:middle;color:#333}.matrix-table th{background:linear-gradient(135deg,#6c757d 0%,#495057 100%);color:#fff;font-weight:600;font-size:.9rem}.matrix-table td small{display:block;font-size:.75rem;color:#666;margin-top:4px}.highlighted-row{background:linear-gradient(135deg,#e8f4f8 0%,#f0f8ff 100%)!important;border:2px solid #007bff!important}.highlighted-row td{font-weight:600;color:#004085}.amortization-table th{background:linear-gradient(135deg,#28a745 0%,#20c997 100%);color:#fff;font-size:.85rem;padding:10px 6px}.amortization-table td{padding:10px 6px;font-size:.9rem;color:#333;background:#fff}.amortization-table th small{display:block;font-size:.7rem;font-weight:400;opacity:.9;margin-top:2px;color:#ffffffe6}@media (max-width: 768px){.strategy-card{margin-bottom:15px}.matrix-table th,.matrix-table td{padding:8px 4px;font-size:.8rem}.amortization-table{font-size:.75rem}.amortization-table th,.amortization-table td{padding:6px 3px}}@media print{#print-area{background:white!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area *{-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area .summary-section,#print-area .affordability-indicator{background:var(--light-surface)!important;border:1px solid var(--light-border)!important;box-shadow:0 2px 8px var(--light-shadow-light)!important}#print-area .summary-value.primary{color:var(--light-accent)!important}#print-area .summary-value.positive{color:var(--light-status-excellent-text)!important}#print-area .summary-value.warning{color:var(--light-status-marginal-text)!important}#print-area .summary-value.negative{color:var(--light-status-high-text)!important}#print-area .summary-section,#print-area .affordability-indicator{page-break-inside:avoid;break-inside:avoid}#print-area{margin:0;padding:10px}}.slider-container input[type=number]{max-width:100%;box-sizing:border-box}@media print{.header,.logout-button,.print-button,.instruction-icon,.tab-navigation{display:none!important}.main-content{padding:0!important;margin:0!important}.container{max-width:none!important;padding:0!important;margin:0!important}.calculator-grid{display:block!important;gap:.5rem!important;margin:0!important;padding:0!important}.calculator-section{background:white!important;border:1px solid #ccc!important;border-radius:8px!important;margin-bottom:.5rem!important;margin-top:0!important;page-break-inside:avoid;box-shadow:none!important;overflow:visible!important;max-height:none!important;height:auto!important;padding:.5rem!important}*{overflow:visible!important;overflow-x:visible!important;overflow-y:visible!important}body{background:white!important;color:#000!important;font-size:12pt;line-height:1.4;-webkit-print-color-adjust:exact;print-color-adjust:exact;overflow:visible!important;margin:0!important;padding:0!important}.mortgage-planner-app{background:white!important;box-shadow:none!important;overflow:visible!important;margin:0!important;padding:0!important}*::-webkit-scrollbar{display:none!important}.table-container,.calculator-section,.calculator-card{overflow:visible!important;max-height:none!important;height:auto!important}body{background:white!important;color:#000!important;font-size:12pt;line-height:1.4;-webkit-print-color-adjust:exact;print-color-adjust:exact;overflow:visible!important}.mortgage-planner-app{background:white!important;box-shadow:none!important;overflow:visible!important}.header{background:white!important;border-bottom:2px solid #ccc!important;box-shadow:none!important;padding:1rem 0!important}.container{max-width:none!important;padding:0 1rem!important;overflow:visible!important}#print-area .calculator-grid{display:block!important;gap:1rem!important;overflow:visible!important}#print-area .calculator-section{background:white!important;border:1px solid #ccc!important;border-radius:8px!important;margin-bottom:1rem!important;page-break-inside:avoid;box-shadow:none!important;overflow:visible!important;max-height:none!important;height:auto!important}#print-area .results-section{page-break-before:auto;page-break-inside:avoid;overflow:visible!important}#print-area .amortization-table{font-size:10pt!important;overflow:visible!important}#print-area .amortization-table th,#print-area .amortization-table td{padding:4px!important;font-size:9pt!important}.payment-schedule-controls,.results-section table,.results-section div[style*=overflowX],.maximize-button,.year-selector{display:none!important}.header-stats{display:flex!important;gap:1rem!important}.stat-card{border:1px solid #ccc!important;background:white!important;color:#000!important}#print-area input,#print-area select,#print-area textarea{border:1px solid #ccc!important;background:white!important;color:#000!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area .status-excellent{background:#e6f7e6!important;border-color:#4caf50!important;color:#2e7d32!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area .status-good{background:#e6f7e6!important;border-color:#8bc34a!important;color:#388e3c!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area .status-marginal{background:#fff8e1!important;border-color:#ff9800!important;color:#f57c00!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}#print-area .status-high{background:#ffebee!important;border-color:#f44336!important;color:#c62828!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}@page{margin:.5in;size:letter}}.loan-type-section{margin:.5rem 0;padding:1rem;background:var(--light-surface);border-radius:8px;border:1px solid var(--light-border)}.loan-type-section h6{margin:0 0 1rem;color:var(--light-text-primary);font-size:1rem;font-weight:200}.loan-type-grid{display:flex;gap:.5rem;flex-wrap:wrap;overflow-x:auto}.loan-type-card{padding:1rem;border:2px solid var(--light-border);border-radius:8px;background:white;cursor:pointer;transition:all .2s ease;min-width:100px;flex:1}.loan-type-card:hover{border-color:var(--light-accent);box-shadow:0 2px 8px #0000001a}.loan-type-card.active{border-color:var(--light-accent);background:var(--light-accent-bg);box-shadow:0 2px 12px #00000026}.loan-type-header{display:flex;align-items:center;gap:.5rem;margin-bottom:.5rem}.loan-type-icon{width:20px;height:20px;color:var(--light-accent)}.loan-type-name{font-weight:600;color:var(--light-text-primary)}.loan-type-description{font-size:.875rem;color:var(--light-text-secondary);margin:.5rem 0;line-height:1.4}.loan-type-details{font-size:.75rem;color:var(--light-text-secondary);font-weight:500}.national-average{display:block;color:var(--light-text-secondary);font-size:.75rem;margin-top:.25rem}.loan-type-note{display:block;color:var(--light-accent);font-size:.75rem;margin-top:.25rem;font-weight:500}#root{margin-top:10px;width:100%;max-width:100vw;overflow-x:hidden;min-height:100vh;box-sizing:border-box}.App{width:100%;max-width:100vw;overflow-x:hidden;box-sizing:border-box}.App>*{max-width:100%;overflow-x:hidden;box-sizing:border-box}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background:linear-gradient(135deg,#1e3a3a 0%,#2d5555 100%);min-height:100vh;color:#fff}#root{width:100%;min-height:100vh}::-webkit-scrollbar{width:8px}::-webkit-scrollbar-track{background:#1e3a3a}::-webkit-scrollbar-thumb{background:#4ade80;border-radius:4px}::-webkit-scrollbar-thumb:hover{background:#22c55e}
